Terms & Conditions.
Please read these terms carefully before using our services.
Last Updated: February 2026
Welcome
Welcome to JL Asset Advocates LLC. By accessing or using our website, services, or communication channels, you agree to be bound by these Terms & Conditions and our Privacy Policy. Please read them carefully. If you do not agree, you should not use our services.
Services Provided
JL Asset Advocates LLC provides surplus funds recovery services and related consulting to clients, including but not limited to surplus funds identification, claim preparation, filing assistance, and customer support. Services may be updated, modified, or discontinued at our discretion.
Use of Our Website
You agree to use our website and services for lawful purposes only and in compliance with all applicable laws and regulations. You may not:
- Engage in any activity that could damage, disable, or impair our website.
- Attempt to gain unauthorized access to our systems or accounts.
- Use our services for fraudulent or unlawful purposes.
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of JL Asset Advocates LLC or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws. You may not use, copy, or reproduce our content without our prior written consent.
Limitation of Liability
To the fullest extent permitted by law, JL Asset Advocates LLC is not liable for any damages, losses, or liabilities arising out of your use of our website or services. Our services are provided "as is" without warranties of any kind, either express or implied.
Indemnification
You agree to indemnify and hold harmless JL Asset Advocates LLC, its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of your use of our services or violation of these Terms & Conditions.
SMS Terms & Conditions
Important Notice — Messaging Policy
By providing your phone number and opting in through our web form or other channels, you agree to receive SMS messages from JL Asset Advocates LLC. These may include, but are not limited to:
- Appointment reminders
- Claim alerts & case updates
- Document notifications
- Account notifications
Message frequency may vary. Message and data rates may apply depending on your mobile carrier and plan. Consent to receive SMS messages is not a condition of purchase or service.
Opt-Out: You may opt out at any time by replying STOP to any message from us. After opting out, you will receive a one-time confirmation message and no further messages will be sent.
Help: For assistance, reply HELP to any message or contact us via email. Carriers are not liable for delayed or undelivered messages.
Changes to These Terms
We may update these Terms & Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of those changes.
Governing Law
These Terms & Conditions are governed by and construed in accordance with the laws of the State of [Your State], United States, without regard to conflict of law principles.
Contact Information
If you have any questions about these Terms, please contact us:
Mailing Address
JL Asset Advocates LLC
[Your Address]
[City, State ZIP]