Clear answers to the questions we hear most often. If yours isn't here, reach out directly — we're happy to help.
What exactly are surplus funds?
When a home is sold at a foreclosure auction or tax sale, it sometimes sells for more than what was owed. That leftover money — the surplus — is legally owed to the former property owner. But most people are never told it exists.
I lost my home years ago. Could there still be money?
Yes, in many cases. Surplus funds can sit with the county or court for years. Some states have deadlines, others don't. The only way to know for sure is to check — which is exactly what our free review does.
Why wasn't I told about this money?
Counties are generally not required to track you down. They may send a notice to the old address — the one you no longer live at — or publish it in a legal newspaper that almost no one reads. That's why most surplus funds go unclaimed.
How do I know this isn't a scam?
Fair question. Here's the difference: we never ask for money upfront. The surplus funds are a matter of public record — you can verify them yourself through your county court. We also encourage you to do exactly that before signing anything.
What does it cost to work with you?
Nothing upfront. We work on a contingency basis — we only get paid if we successfully recover funds for you. Our fee percentage is disclosed and agreed upon before any paperwork is signed. No hidden costs, no surprises.
My family member passed away. Can I still claim?
In many cases, heirs are entitled to surplus funds. You may need documentation like a death certificate, probate records, or an affidavit of heirship. We handle these types of claims regularly and will walk you through what's needed.
Can I file the claim myself instead?
You absolutely can. The challenge is navigating court procedures, meeting strict filing deadlines, understanding lien priority, and gathering the right documentation. Mistakes or missed deadlines can result in your claim being denied entirely.
How long does it take to get the money?
It depends on the jurisdiction and complexity of the case. Some claims resolve in 2–4 months, others can take longer if there are competing claims or court backlogs. We'll give you an honest timeline upfront and keep you updated throughout.
What if there's no money in my name?
Then you owe us nothing. The free review is exactly that — free. If we don't find surplus funds tied to your property, we'll tell you directly and that's the end of it. No charge, no obligation, no follow-up pressure.